Railroad Earth, Vince Herman And Drew Emmitt To Headline YarmonyGrass

first_imgThe exciting YarmonyGrass returns to Rancho Del Rio, CO from August 10-13, bringing along a slew of wonderful artists for the 12th annual festival event. In addition to the previously announced bands Todd Snider & Great American Taxi, Head For The Hills, The Drunken Hearts (x2), and Coral Creek (x2), YarmonyGrass has announced the 2018 headliners: Railroad Earth and Vince Herman & Drew Emmitt from Leftover Salmon.The announcement was made last Friday at Red Rocks Amphitheatre, when Tim Carbone, violinist extraordinaire and longtime friend and mentor of Yarmony’s own Andrew McConathy (The Drunken Hearts), took to the microphone and delivered the message that Railroad Earth fans near and far had hoped to hear. Carbone announced to the crowd of 8,000 plus that the Railroad Earth train would be heading back to YarmonyGrass to once again headline Colorado’s premiere boutique camping and live music event on Saturday, August 12th.The Drunken Hearts’ Andrew McConathy Talks YarmonyGrass Additionally it was announced that Vince Herman & Drew Emmitt from Leftover Salmon would be joining an already impressive lineup boasting the likes of Todd Snider, Head for the Hills, The Drunken Hearts, The Magic Beans, Kitchen Dwellers, The Grant Farm w/ Andy Thorn, Great American Taxi, Coral Creek, Bonfire Dub, Jay Roemer w/ Dave Carrol from Trampled by Turtles, Brad Parson Band, Liver Down the River, the YarmonyGrass All-Stars and many more.For full lineup information and to purchase tickets visit the festival website.[Photo credit: Spady Photography]last_img read more

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Ehrmann launches Vermont-made all natural Bavarian lowfat yogurt

first_imgGreen Mountain Creamery,Bavarian goodness continues to spread throughout the New England and Upstate New York areas. Ehrmann USA, LLC, with a manufacturing plant in Brattleboro, Vermont, has announced that its All Natural Bavarian Lowfat Yogurt, which hit US dairy aisles only a few weeks ago, is now available in more than 500 stores throughout New England and Upstate New York. Shaw’s, Price Chopper, Hannaford, and Tops are the primary store locations in New England and Upstate New York now selling Ehrmann, one of Europe’s leading yogurts.A beloved family recipe with Bavarian roots, Ehrmann Yogurt is now made fresh in Brattleboro using state-of-the-art manufacturing technology to deliver one of the creamiest and purest lowfat yogurts available in America today. A portion of net profits from the sale of the products are donated to the milk farmers.”America’s affinity with European-styled yogurt is what motivated Ehrmann’s U.S. launch,” said Harald Bellm, president and CEO of Ehrmann USA, LLC. “We are very happy to see that it is being so well-received. By tripling our distribution, we are able to more widely deliver a high-quality food to more Americans, which is one of our goals as we continue our U.S. expansion.”Available in five full-bodied flavors and packaged in 5.3 ounce cups that feature a dual-chamber to allow for a custom blend of creamy yogurt and real fruit, each variety contains 150 calories or less and packs seven grams of protein per serving with only 1.5 grams of total fat. Ehrmann All Natural Bavarian Lowfat Yogurt uses only all natural ingredients, including pure, fresh Vermont and Upstate New York milk to make yogurt using techniques and old-world recipes that have been passed down through three generations of Ehrmann’s. Ehrmann’s Bavarian all natural lowfat, low calorie yogurt has an extremely creamy texture and is a good source of Vitamins A and D.A detailed listing of store locations can be found at Ehrmann’s online store locator:http://www.bavariangoodness.com/find-a-store.html?showall=true(link is external)About Ehrmann:The Ehrmann family learned the craft of yogurt-making in Oberschonegg im Allgau, Germany, in 1929. In lush Bavarian valleys surrounded by the majestic Alps, the family refined the art of generating the creamy essence of the very best of fresh, pure milk. Over the years, the Ehrmann family developed techniques and perfected old-world recipes’creating scrumptious tastes and smooth, spoonable textures unlike any other. The Ehrmann’s maintain their commitment to the old-world techniques and all natural ingredients that make Bavarian yogurt a world’s favorite. The family dairy has remained true to this philosophy, so its dairy products are still produced successfully and marketed “by the family for the family.” Continuing to expand its position worldwide, Ehrmann is among the leading dairies in Europe. The company remains an independent family enterprise that stands for quality, sustainability, and tradition. For more information about Ehrmann All Natural Bavarian Lowfat Yogurt, visit www.BavarianGoodness.com(link is external), Twitter andFacebook.SOURCE Ehrmann USA, LLC MISHAWAKA, Ind., Oct. 19, 2011 /PRNewswire/ —last_img read more

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Colombia Hopes Peace Negotiations Will End FARC Uprising

first_imgBy Dialogo January 07, 2013 BOGOTÁ – The year 2012 finished on a bright note with both the Colombian government and Revolutionary Armed Forces of Colombia (FARC) rebels engaging in peace talks in Havana to end Latin America’s last remaining guerrilla war. In August — the halfway point of his four-year term — Colombian President Juan Manuel Santos announced that the two sides would launch negotiations following an inaugural ceremony in Oslo, Norway. “The FARC is not finished,” according to an analysis by the Bogotá think tank Insight Crime, noting that the terrorist group “still operates in coca-growing areas, from which it can draw tremendous revenue, increasingly dabbling in the trade of the processed cocaine itself.” The two sides began meeting in Havana for several months of preliminary talks that involved the president’s brother, former newspaper editor Enrique Santos. “We decided on Cuba for security, and above all because it guaranteed confidentiality,” Enrique Santos wrote the Bogotá daily El Espectador. Difficult start to Cuba peace talks Santos said one of the most difficult issues that came up during the preliminary talks was convincing rebel leader Jaime Alberto Parra Rodríguez to make the trip to Cuba. Santos said the rebels were distrustful of plans to shuttle Parra out of the jungle on a government helicopter. “It was very hard to convince the FARC to … accept putting [Parra] on a helicopter supplied by the state,” Santos wrote. “At the time of picking him up, he appeared guarded by more than 50 men armed to the teeth. In the end there was crying by women guerrillas and a farewell ceremony. That was the first big achievement: getting Jaramillo to Havana.” At an October news conference following the inauguration ceremony in Oslo, lead FARC negotiator Iván Márquez made no apologies for the FARC’s war crimes. Humberto de la Calle, lead government negotiator, responded that if the FARC thinks it has all the answers, its fighters should disarm and test their ideas by running for political office. He pointed out that many former rebels have followed this path, including the presidents of Brazil and Uruguay, and Bogotá Mayor Gustavo Petro. Analysts say the end game of these negotiations is to convince the FARC to demobilize and form a legal political party, a move the rebels had previously refused to discuss. Ceasefire announced On Nov. 19, Márquez announced a two-month unilateral ceasefire. However, Colombian officials say that since then, the FARC has continued to target government troops and that four soldiers have been killed and 22 injured in rebel attacks. President Santos refused to call off government troops because he said a respite would give the FARC time to recover and prepare a new offensive. In a year-end speech, the president defended his record and said that the number of rebels killed, injured or captured this year increased by 18 percent. Defense Minister Juan Carlos Pinzón pointed out that the FARC now has less than 8,000 fighters while a smaller rebel group, the National Liberation Army, or ELN, which may also join the peace talks, has fewer than 1,500 fighters. Santos has also hinted that he’d call off the talks if they show no progress by the end of 2013. José Roberto Leon Riaño, director of the Colombian National Police, recently told reporters: “We have seen [FARC set off explosives and] acquire military equipment as insurance to prepare for a terrorist wave once the truce ends.”last_img read more

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Confrontation in Colombia Leaves Six Dead

first_imgBy Dialogo May 16, 2013 Five guerrillas from the Revolutionary Armed Forces of Colombia (FARC) and a police officer were killed during armed confrontations and attacks in different regions of Colombia, just before the peace talks between this insurgency and the national government resumed in Havana, authorities reported on May 14. In the rural area of the Puerto Jordán village, in Arauca department, five insurgents were killed, and three others were captured, two of whom were minors, the Colombian Army said in a statement. Meanwhile, a police officer was killed and four others injured in an attack by guerrillas from the 32nd Front of the FARC near a checkpoint in the rural area of Mocoa municipality, capital of Putumayo department, the Police reported. Delegates of Juan Manuel Santos’s government traveled to Cuba on May 14, in order to resume peace talks with the FARC, which began in 2012 with the aim of ending the internal armed conflict in Colombia, but without agreeing to a bilateral cease fire. The Colombian armed conflict, which also involved other leftist guerrillas, right-wing paramilitary groups and drug trafficking organizations, has left over 3.7 million displaced and 600,000 dead over nearly 50 years.last_img read more

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Trinidad and Tobago Takes Measures to Fight Potential Threat of Terrorism

first_img Diálogo: In your opinion, why are countries not reacting as fast to counter what the terrorists are doing, especially when it comes to the use of social media? But now the country confronts a new threat: the possible growth of terrorism within its borders. To understand why this could be a major concern for the country, Diálogo spoke with Brigadier General Rodney Smart, Chief of Defense Staff Trinidad and Tobago Defence Force, during the XIV Caribbean Nations Security Conference (CANSEC) in Kingston, Jamaica, held in January. Brig. Gen. Smart: In TTO, we have several youth programs, some of them are run by the military, and through those programs, we hope to influence the minds of young people and show them there are better alternatives to those which are presented by groups such as ISIS. I will also say to you that we are becoming more vigilant in terms of social media and the effects and the mechanisms through which persons on the other side are using social media. Those are two immediate things I can tell you that are happening. Youths are speaking to youths. I am seeing youths go on the television and discouraging other youths. Having been empowered enough to feel that this – what is being presented to them – is not a good alternative. Diálogo: What do you expect from Admiral Kurt Tidd, U.S. Southern Command’s new Commander? Brig. Gen. Smart: He has huge shoes to fill because [U.S. Marine Corps] General [John F.] Kelly (former SOUTHCOM commander) was exceptional, a very good friend to the Trinidad and Tobago Defence Force; he was a supporter. However, I just came out of a bilateral meeting with Adm. Tidd, and I am convinced we have a very willing and able partner as well in him. I look forward with great enthusiasm to engage with him as well as General [Clarence K.K.] Chinn [U.S. Army South Commander]. What has happened is that there is a new engagement at the Army Soldier level in the Trinidad and Tobago Army, the Regiment. There is a new engagement that was enabled by the United States Chief Military Liaison Officer, Colonel Claudia Carrizales. She has enabled that relationship between Army South and the Trinidad and Tobago Regiment. So I am saying, at the strategic level – SOUTHCOM level – I can see continued engagement, and I can see continued development between these two organizations. But even at a level below, Gen. Chinn already has begun making sure that there is a relationship that is in place. In a nutshell, I can see the relationship growing even stronger, if that is possible. Good articles on world events.They are in depth and give lots of information on what is happening in the world… Brigadier General Rodney Smart: It’s possible. As far back as 1990, we have had an attempt by a Muslim organization to overthrow the elected government of the country. So that always remains in our head. But more recently, you may have heard about a video that was circulated on the Internet where there were Trinidadians who had gone to fight with ISIS. They used to bring the message to try to recruit young people from Trinidad and Tobago [TTO]. From that perspective, we have concerns that TTO remains one of the countries where recruiting is taking place. TTO is one of the countries where people have gone to Syria to fight, as well as to return. We do have concerns in our country with regard to the potential of terrorism. And hear the word I used: potential. I believe it will not happen, but we have concerns, and therefore, we have put strategies in place. Diálogo: Do you think your Defence Force is having to focus more and more on what’s called the new threats, like the Armed Forces in other countries, such as Colombia? Diálogo: Speaking specifically about illicit trafficking, a few years ago TTO had to establish a curfew because of the violence that was rising, especially among young males. What’s the current situation in the country? Brig. Gen. Smart: Because this is not a normal mechanism of a country to communicate to its youth; so countries don’t have programs set up, established programs that communicate nationally to youths. However, because they – the terrorist perpetrators – recognize that this is a mechanism through which youths communicate, they are using this space. Now, the established countries will eventually catch up, but because this is not the normal way of communicating, they are using the conventional approaches. I think we reached a point where countries have recognized they have to now use social media to communicate with youths. Diálogo: A lot was said about the possible growth in terrorism in the Caribbean during CANSEC 2016. Somehow, Trinidad and Tobago was referenced more times than other countries. Is it because it has the largest Muslim population in this region? Brig. Gen. Smart: Having established a curfew is what we call a State of Emergency to deal with the crime situation at any given moment. And it worked. The level of violence went down, especially homicides. What we have recognized is that this is something you have to be continuously putting resources after. You have to be continuously looking at the internal databases. And very recently, the Prime Minister of Trinidad and Tobago (Keith Rowley) – recognizing that there has been a spike (in violence) at the start of 2016 – has asked the Military to work with the police in a more definitive manner so that this spike he has observed will not prevail, and that the persons who are perpetrating the violence in the society will be brought to justice. Brig. Gen. Smart: Yes. Trinidad is not unique. In other countries in the Commonwealth you will see a similar model. If you go back to Britain, Britain has always used its forces both internally and externally. The chances of you seeing U.S. Troops being used in American cities are very rare. It is just a different model. Brig. Gen. Smart: I would say to you that Armed Forces in the Caribbean missions have always been different than Armed Forces in most developed countries. For example, the United States Armed Forces or Regular Forces, its purpose is really external to the United States, governed by posse comitatus for example. But there are Military capabilities that are available to states through the National Guard, but small countries are unable to have a standing military as well as a National Guard. The capabilities of small states have always been used not just for security but also for developmental purposes. In small nations, the Military model is different than the developed countries. But, I will also say to you, for example, the United Kingdom has a history of using its Troops internally for things such as flood relief. Disaster response is not new to a Military like the United Kingdom’s. The model is dependent on one’s situation. Diálogo: You mentioned the United Kingdom because Trinidad and Tobago is part of the Commonwealth, correct? Things have been going so well for so many years in Trinidad and Tobago that locals repeat the mantra “God is a Trini.” During the good times, earnings from natural gas and oil exports made this Caribbean nation one of the richest countries in the Western Hemisphere. However, the recent collapse in world oil prices has caused the country to more difficult times. By Dialogo February 24, 2016 Diálogo: During your presentation at CANSEC 2016 you said that one way of countering this would be to send positive messages, especially to the youth. What is your country doing to accomplish that? last_img read more

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How much of your income should you save?

first_imgby: Rob BergerThere’s no question more fundamental to personal finance than how much money we should save. Our savings rate is the cornerstone of virtually every other decision about money we make. It affects everything from buying a home to saving for emergencies to retirement.Yet the guidance on this important topic is less than stellar. It usually takes the form of a rule of thumb, such as the admonishment to save 10% of our income. Some advise saving as much as 20%, as with the 50/20/30 budget popularized by Senator Elizabeth Warren. A “one size fits all” approach, however, is often not helpful.How much one should save will vary considerably based on circumstances. A 20 year old with several decades until retirement can save a lower percentage of her income than say a baby boomer just starting to save for retirement. Charles Farrell’s work on money ratios went a long way to addressing savings rates based on age, income, and current savings. The one shortcoming to his approach is that it assumes a traditional retirement age. Many want to retire early. continue reading » 2SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

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How to optimize the return of your credit union’s investment portfolio: Part 2, creating an investment plan

first_imgIdentifying who has authority to make investment decisions, with the understanding (per the regulations) that “Those with authority must be qualified by education or experience to assess the risk characteristics of investments and investment transactions.”Identifying the broker-dealers and safekeepers the CU may useHow the CU will address a security that, after its purchase, falls outside of policy or otherwise fails a requirement of the regulationsHow the CU will conduct trading activities, including the following:Who has buy/sell authorityAccount size trading limitsCash flow allocationStop loss or saleLimits on type, quantity and maturityTime limits on holding securities; andInternal controls, like segregation of duties. 5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,David Barnes Mr. Barnes, a licensed attorney and registered investment advisor representative (Series 65), leads the Heber Fuger Wendin team in service to their institutional and individual clients. He became a Heber … Web: www.heberinvestments.com Details In my first CUInsight article in a series on managing credit union investment portfolios (March, 2015), I summarized the benefits and basic steps in skillfully managing your credit union’s investment portfolio, which are as follows:Create a plan (e.g., draft a good investment policy);Execute the plan (e.g., buy the right securities at the right price and sell the wrong securities at the right price);Monitor the portfolio on an ongoing basis (e.g., keep an eye on the credit, liquidity and interest rate risk of the securities in the portfolio);In this second article of the series, I’ll review the first step; creating an investment plan, the most important part of which is drafting an investment policy.The law requires federal credit unions to have investment policies. 12 CFR 703.3, which is part of the “Investment and Deposit Activities” section of the regulations governing federal credit unions, reads in relevant part, “A Federal credit union’s board of directors must establish written investment policies consistent with the Act, this part, and other applicable laws and regulations and must review the policy at least annually.” Drafting an investment policy is a balancing act. It must include at least basic obligations and limitations (as listed in 12 CFR 703.3) but not too many more than that. Why? Because, as stated in my previous article, examiners often look to determine whether your credit union really follows its own investment policy – all of it. If you don’t follow every provision of the policy, whether in the purchase of securities, monitoring of them or any other provision, expect to the examiners to ask for an explanation, regardless of whether your credit union is legally obligated to do it. So, if you include a provision in the policy obligating your CU to do something (or to refrain from doing something), you’re expected to comply with it. In effect, when writing an investment policy, you’re creating your own law and the cops (examiners) will police it even if the regulations don’t require you to include a given provision in the policy. And this phenomenon applies to all policies – not just investment policies. So, your goal here should be to write a Goldilocks investment policy – not too hard, not too soft, but just right.Certainly an important part of any investment policy is the objective of the investment portfolio, which in theory is simple: get the portfolio to return an amount that is greater than the cost of acquiring the funds in the portfolio. Easy enough on paper. But optimizing (as distinguished from maximizing) the return of your CU’s investment portfolio must done within the parameters of your CU’s asset-liability management (“ALM”) obligations, not just a reach for high returns, particularly while we wait for interest rates to inevitably rise, which will in turn adversely affect the price of bonds. Since the investment portfolio is made up of the extra liquidity of the CU (e.g., the money that isn’t loaned out), a CU must be mindful of its liquidity needs by keeping an appropriate portion of the funds in the investment portfolio quickly accessible and easily convertible to cash. This should an important part of a CU’s ALM tactics (short-terms plans) and strategy (long-term plans) and should be expressed in the investment policy.The basic terms of your CU’s investment policy must cover the following items per 12 CFR 703.3:The purpose/objectives of the CU’s investmentsCharacteristics of the permissible investments (e.g., issuers, maturities, call provisions, average life, etc.)How the CU will manage risk, including:interest rate risk (“IRR”)liquidity risk (as briefly explained above)concentration risk (e.g., a lack of diversity among issuers, geography, maturities, etc.)center_img Those are the elements of a good investment policy; not too hard, not too soft, but just right. But planning is relatively easy. Execution is tougher. So, in my next article, I’ll summarize how to execute the investment plan and optimize its return within the context of a CU’s overall asset-liability management environment. Because, as the great German writer and statesman Johann Wolfgang von Goethe wrote, “A really great talent finds its happiness in execution.”last_img read more

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COVID-19: Jakarta’s Persahabatan Hospital places 31 suspected cases under observation as precaution

first_imgRita said the patients under surveillance were those showing symptoms such as fever, coughing, a sore throat and difficulty breathing or other respiratory problems, and had recently come into close contact with confirmed cases of COVID-19.Read also: Think you know how to wash your hands? Doctors say use this method at 9 specific timesThe patients under general monitoring showed lighter symptoms, such as fever, coughing and sore throats, but had no recent close contact with a confirmed case.“We do not use the term ‘suspected’ here. The difference [between surveillance and monitoring] is only if [the patient] has had recent [and] close contact with anyone who is COVID-19 positive,” said Rita.The 31 patients are in isolation at the Pinere building of the hospital. (gis)Topics : Persahabatan Central General Hospital (RSUP) in East Jakarta has admitted 31 patients for close observation amid rising concerns over a possible outbreak following the first two confirmed cases of coronavirus disease 2019 (COVID-19) in Indonesia.Read also: Suspected COVID-19 patient in South Tangerang put under surveillance“At the moment, there are 21 patients [being monitored] and 10 under close observation [surveillance], while we await [their] results from the Health Ministry’s Health Research and Development Agency,” RSUP Persahabatan director Rita Rogaya said on Wednesday during a press conference at the hospital, as quoted by antaranews.com.last_img read more

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Asset managers say capital markets must be ‘servants of society’

first_imgCapital markets must be reformed to better serve society, examining risks other than traditional financial metrics, according to a UK think tank.The report by Tomorrow’s Company argues that threats to quality of life, climate change and future nutrition need to be better addressed by capital market participants, as the market has a “vital” part to play in meeting such human needs.Mark Goyder, chief executive at Tomorrow’s Company, said it was important for markets to be “servants of society and not behave like the masters of the universe”.“We need to design the rules of markets and shape our habits as market participants so we see life this way,” he said. The report, titled ‘Tomorrow’s Capital Markets’, argues that there is a need to understand that an asset’s value is “multi-dimensional rather than simply financial” and suggests a greater focus on environmental, social and governance matters.“It is about building risk resilience now and for the future,” the report says.“It is about identifying the opportunities that come from dealing with challenges we need to urgently address.“And it is about recognising that addressing these challenges and achieving acceptable, if not superior, risk-adjusted returns are not incompatible aims.”The report adds that it is about ensuring money is not being invested “only to end up in a miserable world”.The report follows on from a number of similarly themed reports by the think tank, which argue that short-term investment is “yesterday’s game”, as well as a list of recommendations by asset owners on how to improve stewardship.The new report, supported by consultancy Towers Watson and asset managers including Aviva Investors and Hermes Investment Management, also stresses the importance of aligning incentives with the interest of investors.Damien Carnell, director at Towers Watson and a member of the report’s steering group, emphasised the need to understand how incentives could lead to “unwanted consequences”.“In future,” he said, “there needs to be a much greater awareness of the design process, the importance of governance in design and operation, and the role of good corporate culture for incentives to be improved.”last_img read more

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The cancer timebomb: Parents letting kids sit in front of TV / computer screens

first_imgMail Online 8 January 2013Millions of parents are putting their children at risk of cancer because they let them spend too long sitting– either  watching TV, playing computer games or surfing the internet. Doctors have today delivered a stark warning  that a generation of youngsters is also at risk of obesity, heart disease and  diabetes because of their  sedentary lifestyles. Even more worrying is that children who do  exercise regularly are still at  risk, because long periods of inactivity could  still lead to obesity.Experts have now urged parents to limit the  amount of time children spend being sedentary to two hours a day. But a 2011 study by the World Cancer Research  Fund (WCRF) found that the average child in the UK is already exceeding this by  watching more than two-and-a-half-hours of  television and surfing the internet  for an hour and 50 minutes a  day.…Experts have now urged parents to limit the  amount of time children spend being sedentary to two hours a day. But a 2011 study by the World Cancer Research  Fund (WCRF) found that the average child in the UK is already exceeding this by  watching more than two-and-a-half-hours of  television and surfing the internet  for an hour and 50 minutes a  day. The exact mechanism of how being sedentary  causes cancer is still  relatively unknown. But it’s thought that physical  activity decreases the risk of cancer by reducing inflammation in the body – which is linked to developing the condition, Dr Thompson said. Being active also reduces body  fat – it’s  known that obese people have higher levels of inflammation in the body – and  increases insulin sensitivity, thereby reducing the risk of diabetes. She added: ‘Being overweight also increases  levels of certain  hormones such as oestrogen, and this has been linked with an  increased  risk of certain cancers, such as breast.’ Indeed, the most physically active women are  20 per cent less likely to  get the disease than their most sedentary  counterparts, according to Cancer Research UK. Furthermore, an increasing body of research  is linking a lack of  physical activity to between 6 and 10 per cent of all  cases of heart  disease, type-2 diabetes, and breast and bowel cancer. The charity says a review of several studies  showed a 24 per cent risk  reduction for colon cancer in the most versus least  active men, and a 21 per cent risk reduction in the most active women.http://www.dailymail.co.uk/health/article-2258817/Cancer-warning-Doctors-urge-parents-cut-childrens-TV-time-cut-risk-disease-later-life.htmllast_img read more

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